PayPal Fee Calculator
Estimate fees and net payout for online, in-person, and invoicing transactions. Calculate your break-even price and monthly PayPal costs based on payment methods used.
Amount you charge your customer
How you accept payments
How your customer pays
For SaaS: number of successful subscription charges per month
Additional fees
How it works
PayPal automatically deducts processing fees from each transaction before depositing funds to your account. Fees vary based on payment method, transaction type, region, and currency. This calculator uses standard PayPal Business pricing and provides estimates only. Actual fees may differ based on card type, international transactions, currency conversion, and your specific business setup. High-volume businesses may qualify for custom pricing. Contact PayPal sales for accurate quotes.
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Frequently asked questions
Which regions are supported?
This calculator supports US, Canada, UK, Australia, and France (as European market representation). PayPal fees vary significantly by region, currency, and payment method. Results are estimates based on standard business pricing. For accurate international pricing, consult PayPal's regional pricing documentation or contact their sales team.
Are results exact?
No. PayPal fees vary by payment method, card type, currency, region, transaction volume, and other factors. This calculator provides estimates based on standard PayPal Business pricing. Actual fees may differ based on your specific transaction mix and business setup. Contact PayPal directly for exact pricing for your business.
Are subscriptions supported?
Yes. Enter your recurring transaction amount and average monthly transaction count to see estimated monthly PayPal fees for subscription and SaaS businesses. The calculator helps you understand your total monthly PayPal costs for recurring billing.
Do you store pricing data?
No. All calculations are performed locally in your browser using JavaScript. We don't store, transmit, or have access to any of your pricing, transaction data, or calculation results. Your data never leaves your device.
Why is PayPal pricing so complex?
PayPal offers both business and consumer products with different pricing structures. Business fees vary by payment method (cards, PayPal, Venmo, Pay Later), transaction type (online, in-person, invoicing), region, currency, and business volume. This complexity allows businesses to choose payment options that fit their needs, but makes it difficult to determine exact costs without detailed transaction data.
Does this apply to PayPal Braintree?
This calculator focuses on standard PayPal Business pricing. PayPal Braintree is an enterprise payment platform with different pricing structures and features. For small businesses and SaaS companies, this overview helps understand how PayPal fees work for both standard payments and subscriptions. Contact PayPal or Braintree sales for enterprise pricing.
What's the difference between PayPal Checkout and Expanded Checkout?
PayPal Checkout (3.49% + $0.49) includes PayPal's Seller Protection, fraud management, and compliance reporting. Expanded Checkout (2.89% + $0.29 for cards) gives you more control over customization and risk management, but you handle refunds, chargebacks, and compliance. You pay less but take on more responsibility.
What payment methods does PayPal support?
PayPal supports credit/debit cards, PayPal balance, Venmo, PayPal Pay Later (buy now pay later), bank transfers (ACH), QR codes, and in-person payments via card readers and terminals. Each payment method has different fees and availability by region.
How do international fees work?
International transactions incur an additional 1.5% fee on top of the base rate. Currency conversion adds another 3-4% spread depending on the transaction type. Fixed fees also vary by currency received. This calculator is built around the US market and estimates can vary significantly across regions.
Is this calculator affiliated with PayPal?
No, this calculator is an independent tool created by RevenuePage for informational purposes only. PayPal is a registered trademark of PayPal Holdings, Inc. This tool is not affiliated with, endorsed by, or sponsored by PayPal Holdings, Inc. All company names and trademarks are the property of their respective owners.
Important Disclaimer
This calculator is provided for informational purposes only and does not constitute financial, legal, or tax advice. PayPal® is a registered trademark of PayPal Holdings, Inc. This tool is not affiliated with, endorsed by, or sponsored by PayPal Holdings, Inc. All company names and trademarks are the property of their respective owners. Actual PayPal fees vary by payment method, card type, region, currency, business volume, and other factors. Results are estimates based on standard business pricing and may not reflect your actual costs. This calculator is built around the US market and estimates can vary significantly across regions. Always verify pricing with PayPal directly and review your PayPal account statements for accurate fee information. Contact PayPal sales for custom pricing quotes. Consult with a qualified financial advisor for personalized advice.