Pay Stub Generator
Create accurate, professional pay stubs in minutes — free, no account required. Perfect for employers, self-employed individuals, contractors, and freelancers who need reliable income documentation.
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Frequently asked questions
What is a pay stub and why do I need one?
A pay stub is a document that shows detailed information about an employee's earnings and deductions for a specific pay period. It includes gross pay, net pay, taxes withheld, and other deductions. Pay stubs are essential for proof of income when applying for loans, renting apartments, filing taxes, and maintaining accurate financial records.
Can I create a pay stub for free?
Yes, our pay stub generator is completely free to use. Simply enter your company and employee information, pay period details, earnings, and deductions. You'll receive a professional PDF pay stub via email at no cost, with no account required.
How do I create a pay stub if I'm self-employed?
Self-employed individuals can use our pay stub generator by entering their business name as the company and their own name as the employee. The pay period and amounts may vary based on project payments rather than regular hourly wages. This provides documentation of income for loan applications, rentals, or tax purposes.
What information is included on a pay stub?
A complete pay stub includes employer information (company name, address, EIN), employee details (name, address, SSN), pay period dates, gross wages, itemized deductions (federal tax, state tax, Social Security, Medicare, insurance, retirement), net pay, and year-to-date totals for all categories.
Is this pay stub generator legally compliant?
Our generator creates standard-format pay stubs with all typical required information. However, compliance requirements vary by state and locality. Some states mandate specific information or formats. We recommend consulting with an accountant or reviewing your local regulations to ensure full compliance.
Can I use this for multiple employees?
You can generate individual pay stubs for as many employees as needed. Simply enter each employee's specific information to create customized pay stubs. The tool saves your company information locally, making it faster to generate multiple stubs.
How is my data stored and is it secure?
Your data is saved locally in your browser for convenience, allowing you to return and complete your pay stub later. We do not store your pay stub details on our servers after PDF generation. The information only leaves your device when you choose to generate and email the final pay stub.
Can I add custom deductions and earnings?
Yes, you can add unlimited custom earning lines (regular pay, overtime, bonuses, commissions) and deduction lines (taxes, insurance premiums, retirement contributions, wage garnishments, union dues). The tool automatically calculates Social Security and Medicare taxes based on gross pay.
How long should I keep pay stubs?
Employers should keep pay stub records for at least 3 years or until the employee's W-2 has been filed, as required by law. Employees should keep pay stubs for at least 1 year, though keeping them for 3+ years is recommended for tax purposes, loan applications, and resolving any payment discrepancies.
Can I use pay stubs as proof of income?
Yes, pay stubs are widely accepted as proof of income by banks, landlords, and other institutions. Most lenders and rental agencies request 2-3 months of recent pay stubs to verify employment and income. Some may also require additional documentation like tax returns or bank statements.